How To Write A Void Check And Why You May Need To
Jun 20, · How to Void a Check Write the word “VOID” across the front of the check-in large letters. Make the letters tall enough and wide enough to cover most of the check. But don’t cover the numbers at the bottom of your check—the recipient needs those . Simply write the check number in your checkbook, and then write the word VOID across the front of the check. Make sure you don’t cover-up the routing and account numbers! These are what your company will use to set up the direct deposit.
Wonder how to write a void check? This post is a quick reference guide to help you out. In this post, we will discuss what a voided check is, how uow write one, why vkid may need a voided check, and recommend a few tips as well. Voiding a check is a helpful skill to have handy.
It is a chsque skill to writing a checkand it can be used in several ways! Common uses include establishing direct chequw with your employer, or used when you write a check for the wrong amount. What is the meaning of chequd voided check? What does void mean? Voiding a check means you are preventing it from being used to pay or withdraw from your account.
For example, properly voiding a check would prevent someone from filling it out like a blank check and paying themselves with your money.
Take a look at your check. On the top right, there is typically a check number some checks also have the check how to write a void cheque listed along the bottom after the account number ; document the check number in your checkbook. This will allow you to keep a record of and account for all your checks. In order to be as hceque as possible, ensure you cover these fields:.
The process of voiding a check is simple. In addition to the step of recording the check how to write a void cheque, take a moment to copy your voided fo either with the traceable paper behind the check or with a physical copy. It can be difficult to remember all the voix checks, and keeping a record makes life simple.
Years ago, I remember my banker telling me to avoid red pens, pencils, and anything that could be erased or would potentially be too faded to detect. The advice has stayed with me, and I try to use a permanent marker accordingly.
Check writing is probably less common now, but there are still valid scenarios to consider. Here are a what state is south of south carolina examples:. An employer could need a voided check from you to set up a qrite deposit. A void check tells your employer the banking institution, the routing number, and the account to use. If you are setting up auto bill pay, then you might come across this scenario as well.
The good news is that the process for voiding a check is the same for both cases. Speaking from personal experience here, when I first joined the company, I had to provide my employer so they could set up direct deposit.
The process was the same as listed above! Simply write the check number in your checkbook, and then write the word VOID across the front of the check. These are what your company will use to set up the direct deposit. Sometimes checking accounts do not provide their depositors with wirte checks. Here are a few potential alternatives! The good news is if you fill out a check incorrectly, what is a irs 1099 you can void it, document it record the check number in your checkbookand then shred it.
No worries! However, if you have already handed over the check to your payee chewue person or business you wrote the check tothen you have to consider different action items. If you wrote a check and do not have it in your possession, then you need to take a different course of what is the difference between c and f temperature. Start by trying to collect the check.
There might be a way to get it back! For example, if you made a mistake and gave it to a family member you might be able to wdite them accordingly. I mention this only in case it is an easy and obvious path forward. Once you collect it back, then simply follow the steps above. Void it and start over. However, if you cannot get the check back, then get on the phone with your bank and work ti them to place a stop-payment on that check.
A canceled check is not the same as a voided check. Canceling a check could be helpful for cases when a written check is stolen or chequr. Keep in mind, this process requires additional effort, is time-sensitive, and could cost additional money. Reach out to your bank right away if you need to cancel a check and they will be able to assist you. We certainly appreciate it. Also, cheqe check us out on social media as we continue to grow and develop more content.
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HOW TO WRITE A VOID CHECK: GETTING STARTED.
Jun 21, · If you want to really make sure the check is void, you can also write “VOID” on the date line, pay to the order of line, in the $ box, on the dollars line, in the memo field and on the signature line. This option works best on a check which you haven’t filled in any of the fields yet.
Last Updated: March 13, References. This article was co-authored by Michael R. Michael R. Lewis is a retired corporate executive, entrepreneur, and investment advisor in Texas. There are 12 references cited in this article, which can be found at the bottom of the page. This article has been viewed 1,, times. Voiding a check is a common practice used to nullify incorrect checks and set up direct deposits or bill payments.
The process is fairly straightforward, but it's important that you do it carefully to avoid someone using your check fraudulently. To properly void a check, make sure you use a pen, not a pencil. Write VOID in large, noticeable letters across the payee line, payment amount box, and signature box, going over the text multiple times until the words are crystal clear.
Learn why people trust wikiHow. Download Article Explore this Article methods. Tips and Warnings. Related Articles. Article Summary. Co-authored by Michael R.
Lewis Last Updated: March 13, References. Method 1 of Get a pen. Don't use a pencil, since someone could come along and "unvoid" your check by erasing your marks. Use black or blue markers. The most important thing is to be sure that it cannot be erased or obscured in any way. Voiding a check you still have is not complicated: write "void" across the check in a number of places to signify to anyone reading that the check is void.
The payee line is where you would normally put who you are writing the check to. If you have already written a name there, write over it so that "void" is clear.
Write "VOID" in the payment amount box. This is the box on the right where you would normally note the value of the check. Again, if you have already written an amount in, write over it clearly. Write "VOID" in the signature box in the bottom right hand corner.
Strike through the signature too. Record the voided check. Make a record of all voided checks in your check register or check book as well as your online banking software so that you can accurately keep track of the checks being written from your account.
This is important in order to avoid confusion later and maintain clear and up-to-date financial records. In your check book or register write down that the check was voided by you and include a few words on the reason why. For example, "wrote the wrong amount. Increasingly these payments are made by electronic direct deposit rather than the distribution of paper checks.
Void checks are a common way to provide your account details to the payer. Method 2 of Ensure you have all the required information. If you want to stop a check payment after you have sent it, it is vital that you act quickly. This is different from voiding a check, and generally incurs a fee. In order to save time with the bank, make sure you have all the necessary information on the check you want to cancel.
The information required may vary by bank, but you should make sure you have the following details: The check number, the amount the check was for, and the date of the check. The payee, that is the person or organisation who you wrote the check to. The reason to stop the payment, for example you wrote the wrong amount on the check. Void the check online.
Depending on your bank, you will probably be able to cancel a check through your online banking account. If the payment has been processed, the only way to stop it is by contacting your bank directly and getting a "Stop Payment Order. If requested soon enough, the check will not be debited from the payer's account. Most banks charge a fee for this service  X Research source Log into your account and seek out the customer services and options provided by your bank.
If you have the option to stop a check payment or void a check, select this and cancel the appropriate check number. Make sure you copy the number across correctly or you might cancel the wrong payment. Phone your bank. If you don't have access to online banking, or just want to deal with a real person, phone up your bank directly. You will be asking them for a "Stop Payment Order. A stop payment order is an order not to pay a check that has been issued but not yet cashed.
Most banks charge a fee for this service. Include your email address to get a message when this question is answered. This process is also useful if you make a mistake while writing a check and need to write another.
This helps to ensure that if the partially written check is misplaced before it can be shredded, it cannot be used by another party. Helpful 0 Not Helpful 0. Just be sure to notate the voided check in your check registry. If you have issued a check and want to stop payment, contact your bank about obtaining a "Stop Payment Order.
If you properly record a stop payment order and the bank cashes the check, the bank may be liable for the cashed check. If a check is not properly voided, it is easier for a criminal to erase the name of the payee or the amount of the check, add new information and cash the check. Helpful 6 Not Helpful 3. If you want to cancel the check after you have sent it, be prepared to pay a fee to the bank. Helpful 3 Not Helpful 2.
If you properly record a stop payment order and the bank cashes the check, the bank is not liable for the check if you failed to provide enough information to identify the check or you failed to provide sufficient notice to implement the stop payment order. A written stop payment order often expires after 6 months. It can be renewed for another 6 months. If you issue a stop payment order orally and do not confirm it in writing, it lapses after 14 calendar days.
Related wikiHows How to. How to. More References 3. About This Article. Co-authored by:. Co-authors: Updated: March 13, Categories: Checks and Checkbooks.